What is Covered by Insurance When You Have Had Fire, Smoke or Odor Damage?

If you own the home your insurance policy typically will cover all of the following in order to get you back to “pre-loss” condition.

  • Board up and tarping
  • Temporary power
  • Temporary heat
  • Winterizing the property
  • Water removal and dry out
  • Cleaning for all contents
  • Cleaning the affected parts of your home
  • Cleaning and sanitizing your HVAC
  • Odor removal
Fire damaged Kitchen Cabinets And Countertops NJ

Items that should be replaced if affected by your loss and cannot be cleaned or deodorized:

  • Kitchen cabinets and countertops
  • Appliances
  • Personal contents
  • Mattresses
  • Furniture
  • Clothing
Medicine ruined by soot New Jersey

Items that should be replaced due to health concerns:

Medicine

We strongly suggest contacting your pharmacy and alert them of your situation. They will be able to advise you on the best course of action. Please all of your medicine in a Ziplock bag if they smell so you don’t bring the odor with you.

Food Covered in soot North NJ

Food

Any opened food should be discarded. If other items have soot residue on them you should also consider discarding those items as well. If you have any concern, discard it! Before you discard any items line up like items and take pictures. Most insurance policies will reimburse you for the food. It is better to be safe then try to save a few dollars.

Rebuilding

  • Repairing damage building materials.
  • Sealing, caulking and repainting all affected areas.
  • Replacement of affected flooring such as carpet and wood floors.

Recently Completed Jobs

See All

Randolph, NJ

When PDQ arrived at the house in Randolph, NJ the first thing to do was place equipment on all floors of the house. This included dehumidifiers, HEPA air filter, and hydroxyl machines. These began to deodorize and remove the soot particles from the a...

Morristown, NJ

Upon receiving Eleanor L.'s call from Morristown, NJ, PDQ Restoration mobilized a dedicated team trained in fire damage restoration. Our first priority was to assess the extent of smoke and soot damage throughout Eleanor's home. We conducted thorough...

Florham Park, NJ

Upon receiving Mia D.'s call from Florham Park, NJ, PDQ Restoration mobilized a specialized team trained in fire damage restoration. Our technicians conducted a thorough assessment to determine the extent of soot contamination and formulated a compre...

Our customers love us!

See All

4.98 out of 271 reviews

Warren, NJ

Posted on Google

We had an electrical fire that resulted in smoke, fire, and electronics damage. Eddie was on the scene within hours of the fire. He set our minds at ease during a very stressful time. We hired PDQ early the next morning. Later that afternoon, we had ...

Watchung, NJ

Posted on Google

We had a electrical fire in our kitchen and it caused lots of smoke and odor damage. A very good friend of mine recommended PDQ Restoration. Tim and Elizabeth came out that afternoon and were extremely professional and detailed on showing me how far ...

Warren, NJ

Posted on Google

Excellent work ethic and very thorough. My house had a fire and we didn't know how we could remove the soot and fire smell. These guys came in, wasn't pushy, have me the options and completed the job. Great work.

Other pages you may be interested in...

PDQ Fire & Water Damage Restoration will help you deal with smoke damage situations in the New Jersey area.

PDQ Restoration offers fire, soot, & smoke-damaged drywall restoration services for homeowners & businesses owners in Boonton, Andover, Somerville, and other cities we serve in New Jersey.